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Flexibility to configure multiple Entity Rating Models to accommodate the rating parameters of various industries.
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Customizable rating parameters for a wide range of bank products.
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| Enhanced Risk Based Pricing module and credit approval system. |
| Workflow Management system to automate the credit approval process. |
| Generates a Credit Memorandum providing information such as borrower details, credit facility details, entity and facility rating; pricing details and repayment schedule.
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| Generates accurate credit reports and supports archival of information.
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| Generates portfolio reports like Transition Matrix, Migration Reports. |
| Supports integration with Bank's legacy systems to capture key information such as Account Performance Data. |
| Supports integration with Central Bank's Risk Bureau Data for extracting information on bank's borrowers. |
| Checks for compliance with Banks' internal policy parameters. |
| Generates system projections based on past financials. |
| Analyses impact of financial variables using "What-if" scenarios. |
| Performs Sensitivity Analysis and Peer Group Analysis on borrowers. |
| Helps generate bank's Probability of Default (PD) based on Internal Default Approach method recognized by Basel II. |
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