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Enterprisewide Risk Management Solutions
Strike the balance between growth and risk
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Home : Products & Services : Enterprisewide Risk Management Solutions : Products : Commercial Credit Risk
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Non Banking Entities
Risk Insight Manager for Small Firms
Risk Insight Manager (RIM)
D&B RIM is a commercial credit rating system that supports credit analysis and credit monitoring for SMEs. The application generates risk sensitive Credit Limit based on the configured credit policies there by addressing Corporates' need for an efficient Credit rating system and enabling in comprehensive and objective evaluation of credit risk.

  • Salient Features
  • Benefits
Captures financial / quantitative (Balance Sheet, Profit & Loss etc.) and non-financial / qualitative data about companies, thereby acting as a comprehensive repository of company information.
Flexibility to Configure Multiple Rating Models based on customizable Rules & Policies for various industries / geographies viz., manufacturing, construction, trading, etc.
Configurability of scoring parameters (both Financial & Non-Financial) and weightages based on business needs.
Capability to Define various Policies to set Credit Limit, Credit risk, Collection, Exceptions, Selling terms etc. based on business needs of SMEs / Corporates.
Enhanced Portfolio monitoring ability through Customer Base Analysis (statistical analysis for account information available in the application), DSO analysis, Scoring Grade Analysis & exhaustive Reporting modules with many auto generated Reports & Letters.
Auto Transfer (Import / Export) of data using appropriate defined templates.
Configures Notes & To-Do's and Alert functions for monitoring critical parameters in course of account performance; equipped with E-mail facility.
Capability to customize any type of data under User Fields, which varies company to company.
Automatically generates Cash Flow Statement based on Balance Sheet and Profit & Loss Statement.
Fortified with User Access Management module to facilitate authentic use of the application as per the organization policy to manage user accounts, roles & user access.
Customization of new fields without vendor assistance.
Compliance to corporate policies such as credit limit, credit risk etc.
Efficient Portfolio Monitoring & Management.
Import and export of data files in CSV / Text File.
Documents upload facility to substantiate credit decisioning.
Banking Entities
D&B Sentinel
Non Banking Entities
Enterprise Risk System for Mid and Large Firms
Risk Insight Manager for Small Firms
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